Paisr supports three ways to move money out of your wallet. Select the method that matches where you want the funds to go.
| Method | What it does | Minimum | Approval |
|---|---|---|---|
| P2P | Send to another Paisr wallet | 0.10 | PIN required |
| A2A | Move between your own balances | 0.01 | Automatic |
| ACH | Withdraw to a connected bank account | 25.00 | PIN required |
Peer-to-Peer (P2P)
Send money to a friend, family member, or business that has a Paisr wallet. P2P transfers settle within seconds.
- From your wallet home or a balance, tap Send.
- Select the balance you want to send from.
- Choose a contact or enter a cashtag directly.
- Enter the amount and a short reference, then tap Initiate.
- Enter your 4-digit PIN to authorise the transfer and tap Approve.
The funds leave your balance immediately once approved.
A reference is required for P2P transfers. Keep it short and descriptive — the recipient will see it on their end.
Account-to-Account (A2A)
Move money between two balances you own — for example, from your SRD primary balance to a saving balance, or to convert currencies.
- From your wallet home or a balance, tap Move.
- Select the source balance and the destination balance.
- Enter the amount and tap Initiate.
A2A transfers are approved automatically and settle immediately. No PIN is required.
Cross-currency A2A transfers are converted at the current market exchange rate. The rate is shown before you confirm.
Bank Withdrawal (ACH)
Withdraw funds from your wallet to a connected and verified bank account. The minimum withdrawal is 25.00 and funds typically arrive within 3–5 business days.
- From your wallet home or a balance, tap Withdraw.
- Select the balance you want to withdraw from.
- Select the bank account to send the funds to.
- Enter the amount and a reference, then tap Initiate.
- Enter your 4-digit PIN to authorise the withdrawal and tap Approve.
Cancelling a Transfer
A P2P or ACH transfer can be cancelled any time before it is approved. Once you've entered your PIN and tapped Approve, the transfer cannot be reversed.
To cancel a pending transfer, navigate to Transactions, find the transfer marked as Pending Approval, and tap Cancel.
Making Online Payments
Use your Paisr wallet to pay at supported online checkouts with Paisr Pay. See the Online Payments guide for details.