A balance is a currency-denominated account within your wallet that holds and tracks your funds. Each balance operates like a simplified bank account — you can send, receive, and store money — but it does not provide access to named account numbers or credit facilities.
Paisr supports two balance types:
- Primary — your day-to-day balance for sending and receiving money. One primary balance per currency.
- Saving — a separate pot for setting money aside. You can have as many saving balances as you like.
Opening a Balance
Navigate to the Balances section in your wallet and tap New Balance. Choose a currency, select whether it's a primary or saving balance, give it a name, and confirm.
Paisr currently supports SRD, USD, and EUR balances.
Renaming a Balance
Navigate to the balance, open its settings, and update the title. This is useful when you want to give saving balances a more descriptive name like "Holiday Fund" or "Emergency Reserve".
Closing a Balance
A balance must be at zero before it can be closed. Transfer or withdraw any remaining funds first, then navigate to the balance settings and select Close Balance.
Closing a balance is permanent and cannot be undone.
Funding a Balance
Bank Deposit
Transfer funds from your local bank account to the Paisr treasurer account attached to your balance.
- Open the balance and tap Deposit.
- Copy the provided account number and bank details.
- Initiate the transfer from your bank using those details.
- Once the funds arrive, they will be credited to your balance automatically.
Bank deposits can take up to 5 business days to arrive. The transfer must come from an account in your name.
Peer-to-Peer (P2P)
Ask a friend, family member, or employer who is already on Paisr to send money to your wallet. Share your cashtag and the funds will arrive within seconds — no bank details needed.
Card Deposit
Deposit funds directly from a credit or debit card. You'll be prompted to enter your card details once; they are stored securely for faster future deposits.
Card deposits are currently available to select users only.
Viewing your Balances
Your wallet home screen shows an aggregated view of all your balances in your local currency. Navigate to Balances and tap any balance to see a full breakdown including:
- Running balance — funds available to spend immediately
- Holding balance — funds reserved for pending transfers
Navigate to Transactions within a balance to see its complete activity history.